Posted On:
October 2, 2008
New Jersey And Predatory Lending
New Jersey recognizes a claim for predatory lending.
In Associated Home Equity v. Troup 343 N.J.Super. 254, 269 (App.Div 2001) the Appellate Division held that a plaintiff may establish a colorable claim *** by demonstrating that “defendants' lending practices and loan terms were ‘unfair’ and ‘predatory,’ and that the defendants either intentionally targeted on the basis of race, or that there is a disparate impact on the basis of race.
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