Do Car Dealerships Have Insurance For Consumer Fraud Claims?

Many dealerships, of medium to large size, have insurance for claims of consumer fraud. One of the largest companies that writes this insurance was Universal Underwriters, which was purchased by Zurich. BUT the coverage usually only pays for the cost of a lawyer and will not pay money to the claimant for any verdict or pay any settlement monies to the plaintiff. Usually this is paid by the dealership out of their pocket.