Articles Tagged with consumer protection

I just updated some content on bait and switch advertising.  Click here to review.

I litigated numerous cases this year on the bait and switch advertising. It was a case that I fought for over 2 years which was thrown out the trial court, for nap the Appellate Division and applied to the Supreme Court for review. Unfortunately, I was not successful in this case however, it was, in my opinion an issue which needed to the address. It dealt with dealership’s and the manufacturer advertising course which were not available for sale as they were already sold. My legal theory was that you cannot advertise a vehicle for sale if it was already sold. If he were advertising the vehicle which was already sold by very definition was bait and switch for false advertising and deceptive business practice.

In my opinion, the court did not address the key, relevant issues which were the defendant’s conduct. The court, at the trial level, held that the loss is hypothetical. The court at the appellate level held that the plaintiff did not establish a measurable loss as the plaintiff needed to prove that there was an offer to sell the car for a price over the advertised or offered price.

“Sloppy or callous” practices by student loan servicers are still costing consumers money despite stepped-up enforcement efforts, according to a report from the Consumer Financial Protection Bureau (CFPB), which recently returned more than $11 million to more than 225,000 harmed consumers.

The CFPB said it also uncovered student loan servicer violations, such as failing to enroll qualified borrowers in affordable federal loan repayment plans. It is issuing updated procedures for student loan servicing exams.

“Our examiners continue to find sloppy or callous practices among some student loan servicers and other financial institutions that violate the law and put consumers at risk,” said CFPB Director Richard Cordray. “If their practices hurt consumers, they need to rethink and change their practices in light of the actions and observations found in this report.”

New Jersey Division of Consumer Affairs Cites 68 Home Improvement Contractors for a Total of $1.3 Million in Penalties and Consumer Restitution Due to Alleged Violations of Consumer Protection Laws

The Division of Consumer Affairs published these name for alleged violation of the the New Jersey Consumer Fraud Act N.J.S.A. 56:8-2 et.

The Division has directed 62 of the contractors to pay a total of $1,046,978 in consumer restitution, in amounts ranging from as little as $378 to as much as $185,000, for allegedly failing to complete work that consumers had paid for in advance, failing to refund deposits, or other issues.

Innocent until proven otherwise and these are only notices of violations and the business has the right to fight and challenge the violation
4 DM Construction and Demolition LLC Jersey City Unregistered A1 Safeguard LLC Pompton Plains Unregistered Able Home Improvements Jersey City Unregistered Adams Construction Manville Unregistered Affordable Tree LLC Linden Unregistered Air Force One N.J. LLC Oak Ridge Unregistered Atlantic Contractors Group, LLC Trenton Unregistered B & E Mechanical Belford Unregistered B Q C, LLC d/b/a Best Quality Construction, LLC Westmont Unregistered Bills Flooring LLC Sicklerville Unregistered Brownies Tree Service Garfield Unregistered Catastrophe Services, Inc. Columbia, SC Unregistered Centra and Son Landscaping Maintenance & Design d/b/a Jobs by JoeCarteret Unregistered Certified Professionals Berlin Unregistered Christopher Dalton d/b/a Dalton Carpentry Egg Harbor City Unregistered Colantonio Construction, Limited Liability Construction Roselle Park Unregistered Do It Right Chimney Wayne Unregistered Durango Travertine Limited Liability Company Ridgefield Unregistered Ever Built Construction, Inc. Staten Island, NY Unregistered Flash Paining, Inc. Paterson Unregistered Home Care Oakland Unregistered Improvement Specialty LLC Flemington Unregistered Izzo & Son Property Management Clementon Unregistered JAMC Contracting, LLC Cliffwood Unregistered Jamie D. Lima Masonry LLC Bloomfield Unregistered JL Mason Long Branch Unregistered K & E Enterprise, Inc. Nazareth, PA Unregistered Kalooky Landscaping Nutley Unregistered Ken Do Any Construction Forked River Unregistered LSI Enterprises, Inc. Livingston Unregistered Mark Adkins d/b/a Empire Construction Pleasantville Unregistered Marquett Remodeling, LLC Schwenksville, PA UnregisteredMedina Floors and Construction, Inc. Palisades Park Unregistered Miller and Sons Fencing, LLC Blackwood Unregistered Mountain Top Maintenance Haledon Unregistered Nalford Foxton Spring Valley, NY Unregistered On-Site Contractors LLC Garwood Unregistered Panda Kitchen & Bath of Manalapan, LLC Manalapan Unregistered Pittstown Pools Lebanon Unregistered Restruction General Contractors, LLC d/b/a RGC Highland Park, IL Unregistered Scavone Construction Chalfont, PA Unregistered Steve Mitlo t/a Elite Roofing Linden Unregistered Taddeo Properties Limited Liability Company Raritan Unregistered Tri-City Kitchens Vineland Unregistered A & E Improvements, LLC North Bergen Registered
Accomplished Chimney, Inc. North Haledon Registered Agnello Construction, LLC Mahwah Registered Anthony Cittadino Restorations, LLC Tinton Falls Registered Avant Garde Eng. & Const. d/b/a LECC South Orange Registered Bela Cruz Contracting Limited Liability Company Bridgewater Registered Bilinkas Companies Ironia Registered Bodine Contractors a/k/a Bodine Roofing and Siding Phillipsburg Registered Davis Ventures Group Limited Liability Company Tampa, FL Registered Designer Impressions, LLC. West Berlin Registered Effective Basement Solutions Nutley Registered First Clean Flood & Smoke Restoration Tinton Falls Registered Gregory J. Parkhill t/a GJP Painting Voorhees Registered JSP Home Improvement Contractors, LLC Bayville Registered Keith’s Contracting North Haledon Registered Kevin Harrison t/a Fantastic Finish Remodeling Sicklerville Registered LB Pools Inc. d/b/a Ladybug Fiberglass Pools Medford Lakes Registered LL Schaefer Construction LLC Westfield Registered Matthew Kessel Galloway Registered Natural Energy Industries, LLC d/b/a Green Tree Construction Blauvelt, NY Registered OP Construction Home Repairs Limited Liability Company Atlantic City Registered P.C. Handyman Limited Liability Company Sewell Registered Ronin Construction Group, Inc. Hammonton Registered Vincent McConnell d/b/a L & M Builders Milford, PA Registered Continue reading ›

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