Articles Posted in Uncategorized

|

Consumer fraud trials can be complicated, LONG and a challenge. There are Rules of Court that must be followed, rules of evidence and Model Jury Instructions. A trial has very little to do with everyday common sense. There are strict rules to address what arguments can be made, what facts can be presented to the judge and jury and burdens of proof and persuasion. It takes years of in court experience to understand a trial, especially a Consumer For a Trial.

A Consumer Fraud Trial has a large amount of very technical requirements/proof/burdens. As in most cases, the plaintiff has the burden. However in some areas of a Consumer Trial the burden is lowered because of the practical considerations the legislature has determined are necessary for the enforcement of the consumer fraud act.

A good example is Proximate Cause. In most lawsuits, and in most causes of action there is a requirement for proximate cause. Proximate cause requires that the actions of the defendant caused the damage to the plaintiff or the victim. There are specific jury instructions that address this issue. However, in Consumer Fraud Trials the standard/burden has been lowered by the New Jersey courts.

Continue reading ›

|

New Jersey Lemon Law Update January 2020

There have been no statutory amendments modifications or other significant changes and the New Jersey Lemon Law. The update is that there is no update. I just recently updated my New Jersey Lemon Law page at my website.

There is a used New Jersey lemon and there is a new New Jersey Lemon Law. The remedies are different for those claiming they have purchased a lemon. However, the underlying concept is that the use/value/safety of the vehicle you were driving has been substantially impaired. Each statutory provision, used car lemon law and a new car lemon law, spells out the remedies to which you are entitled. The New Jersey new car lemon law provides for a repurchase formula with attorney’s fees and costs.

Continue reading ›

|

How are salesman paid in the car industry.  I just posted a long article about a salesman not been paid properly. This is a simple letter, simple questions that car salesman are curious about one consulting about suing a car dealership

www.consumer-attorney.com

https://www.consumer-attorney.com/how-are-car-salesman-paid-how-much-money-do-car-salesman-make.html

 

|

Researching Recalls on New and Used Vehicles

The Law Office of Jonathan Rudnick Recall Research click here

One of the most basic and simplest research tools on the Internet is the government site where you can check recalls for the vehicle you were buying. You take the vehicle identification number of the vehicle you are attempting to purchase and place that vehicle identification number into the appropriate spot on the website and it will tell you if there are any outstanding recalls.

Continue reading ›

|

Guaranteed Credit Approval

Consumer Fraud and False Advertising:

Guaranteed Credit Approval. Financing Guaranteed. We finance Anyone. We will Get it Done.

Guarantee Credit Approval.  Be wary and get help if you see this advertisement

You hear those advertisements all the time on the radio and TV. Credit Guaranteed. All you need is a job and pay stub. Rebuild your credit. Any deal.
There is no such thing as guaranteed credit. There is no such thing as guaranteed credit approval. Each and every transaction must be reviewed by a bank or lending source. The bank or the lending source make a decision to extend credit based on the credit score, your job and any one of numerous other items that might be applicable to the bank’s lending standards.

So when you hear the aforementioned promises or representations that there is guaranteed credit approval and all you need is a job or some type of pay stub this is quite frankly more likely than not false. Does it make sense that the bank would lend you money when you are not qualified to borrow the money. Absolutely not. Banks have lending standards. They do not lend money to anybody.

Continue reading ›

|

“Sloppy or callous” practices by student loan servicers are still costing consumers money despite stepped-up enforcement efforts, according to a report from the Consumer Financial Protection Bureau (CFPB), which recently returned more than $11 million to more than 225,000 harmed consumers.

The CFPB said it also uncovered student loan servicer violations, such as failing to enroll qualified borrowers in affordable federal loan repayment plans. It is issuing updated procedures for student loan servicing exams.

“Our examiners continue to find sloppy or callous practices among some student loan servicers and other financial institutions that violate the law and put consumers at risk,” said CFPB Director Richard Cordray. “If their practices hurt consumers, they need to rethink and change their practices in light of the actions and observations found in this report.”

Continue reading ›
Contact Information
788 Shrewsbury Ave
Building 2, #204
Tinton Falls, NJ 07724
Phone: (732) 709-7277Fax: (732) 879-0213

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Please do not include any confidential or sensitive information in a contact form, text message, or voicemail. The contact form sends information by non-encrypted email, which is not secure. Submitting a contact form, sending a text message, making a phone call, or leaving a voicemail does not create an attorney-client relationship.

Copyright © 2023, The Law Office of Jonathan Rudnick
JUSTIA Law Firm Blog Design